Last Updated: 29 December, 2008

You know you need insurance, but there are so many choices available, that it is sometimes hard to decide which company is right for you. Do you want an independent agent, or would it be better to go through an agent that works directly for the insurance company? Should you purchase the insurance online, or go through a local agency? One thing is certain, and that is the solution of more than 50% of insurance buyers is the wrong one: don’t buy insurance from a particular company simply because you liked their television ad. That’s right, more than 50% of new insurance policies are taken out on the spur of the moment by people who happened to see a happy lizard, hairy caveman, or intriguing undercover agent flash a number in large font styles on their TV screen.
Last Updated: 28 October, 2008

Being self employed means you have the same responsibilities for insurance as if you ran your own business. As a self employed person you could be working in people’s homes or offices, on building sites or in workshops. Working in all of these places is a risk and insurance will cover you for these risks.